General Terms of Use for All Users

Welcome to LoanSetu. By using our services, you agree to comply with the following Terms & Conditions. If you do not agree, please discontinue using the platform immediately.

Definitions

• Platform: The LoanSetu website and mobile application.
• User: Any individual accessing the platform to apply for or manage loans.
• Loan: Financial assistance provided by LoanSetu or its lending partners.
• Account: The registered user profile on the platform.
• User Data: Information submitted by users during registration or loan application.

Services

• Users must provide accurate personal and financial information.
• LoanSetu may collect additional documentation for verification or loan approval.
• Users authorize the company to access relevant credit information from third-party platforms.
• LoanSetu is not responsible for third-party services or external content.
• Users must repay loans on or before the due date as per agreement.

Licence

Users are granted a limited, non-exclusive licence to access and use the platform for personal purposes only.

Restrictions

• Do not engage in fraudulent or illegal activities.
• Do not upload harmful or misleading content.
• Do not interfere with the platform or servers.
• Do not violate applicable laws or regulations.

Third-Party Links & Advertisements

• The platform may contain links to external websites; LoanSetu is not responsible for their content.
• Advertisements from third parties do not constitute endorsement by LoanSetu.

Termination

LoanSetu may suspend or terminate access in case of violations. Users remain liable for repayment obligations even after account termination.

Disclaimer of Warranties

All services are provided “as is” without any warranties. LoanSetu does not guarantee uninterrupted service or error-free operation.

Indemnity

Users agree to indemnify LoanSetu and its officers from any claims or losses resulting from misuse or violation of these terms.

Limitation of Liability

LoanSetu is not liable for indirect, incidental, or consequential damages arising from use of the platform or services.

Force Majeure

LoanSetu will not be responsible for delays or failures caused by events beyond its control, including natural disasters, technical failures, or government actions.

Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes will be resolved under the jurisdiction of courts in New Delhi.